Credit Report Preview

In preparation for the credit report request in NMLS, consider pulling your free annual credit report from, (if you haven’t already requested your free report in the past 12 months – you only get one free one every 12 months). This will allow you to see what kinds of identity verification questions will be asked during the same process in NMLS. It will also give you a chance to review your report before sending one to your mortgage regulator. NOTE: Although the annual credit report is free, many of these sites try to get you to pay to see your credit score and subscribe to a service. You are not required to do so. To preview your credit history you do not have to pay anything.


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